CAR FINANCE INFORMATION

Get Your Car Finance
Compensation

Find out whether your past car finance agreement may have been affected by mis-selling. Checking is free and there is no obligation.

  • FCA Regulated
  • Free to check
  • No obligation
£829
Average expected per agreement*
2007–2024
Agreements in scope
60 sec
To check your agreement
FCA
Regulated · FRN 951156
MIS-SELLING PRACTICES

Were you mis-sold car finance?

If your car finance included any of these practices, your agreement may have been mis-sold.

Secret Commission Arrangements (DCAs)

Dealers secretly inflated your interest rate to earn higher commissions — without telling you.

Excessive Hidden Commissions

Hidden commissions that were completely disproportionate to the size of your loan.

Fake "Best Deal" Promises

Dealers pretended to find you the best deal while actually being locked into one lender.

PCP or HP finance (Apr 2007 – Nov 2024)?

Agreements from this period may fall within the scope of the FCA review. You can check whether yours is affected.

SIMPLE PROCESS

How it works

Three simple steps to check and review your car finance agreement.

01

Find All Your Deals

Just enter your details and we instantly search every major database to find all your historic car finance agreements — even ones you've forgotten about.

02

Build Your Claim

Our system does the heavy lifting. We pull together all your agreements, analyse them for mis-selling, and build your case — all within seconds.

03

Claim Review

Partner solicitors review your case, gather the relevant evidence, and liaise with lenders on your behalf. Any fees are explained to you in advance.

WHY CHECK WITH US

A simple, regulated way to check

Everything is handled under FCA-regulated permissions, so you can check with confidence.

FCA Regulated

Operated by Lead Social Ltd, authorised and regulated by the Financial Conduct Authority (FRN 951156).

Free to check

Checking whether your agreement may have been mis-sold is completely free, with no obligation to proceed.

Quick & simple

Enter a few details and find out in around 60 seconds whether your past finance is worth reviewing.

Handled for you

If eligible, partner solicitors take care of the paperwork, evidence and contact with lenders on your behalf.

TRANSPARENCY FIRST

Good to know

01

NO WIN NO FEE PROMISE

You don't pay a penny unless we win your claim. Our success fee ranges from 18–36% (including VAT) depending on your payout. You have 14 days to cancel with no charges. We partner with specialist solicitors and may earn an introduction fee — this never reduces what you receive.

02

ABOUT YOUR CHOICES

You can pursue your car finance claim yourself directly with your lender, through the Financial Ombudsman Service, or via any FCA compensation scheme. The difference? We handle everything — paperwork, legal work, negotiations — while you wait for your payout.

03

FCA UPDATES

The FCA is expected to introduce a redress scheme in 2026 covering agreements from April 2007 to November 2024. Final details, eligibility and any amounts will be confirmed by the FCA.

COMMON QUESTIONS

Got questions?

Everything you need to know about claiming back mis-sold car finance.

Our Claims Management Company will keep you updated at every stage, ensuring your car finance refund remains on track. You'll receive regular progress updates and always know where your claim stands.

Ready to review your agreement?

Check My Agreement

FCA Regulated · Free to check · No obligation